Calculator

Compare Self Pay, Insurance & 20/20 Membership

Not sure whether insurance or 20/20 will save you more? Use our Savings Calculator to compare real numbers side by side based on what you actually need. Enter your expected eyewear and service choices, click Calculate Totals, and instantly see your projected costs so you can choose the option that delivers the most value — with no guesswork.

Your Selections

What to Include

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Frames & Lenses

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Average frame investment is around $500.
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Single vision lenses typically range from $280–$425.

Contact Lenses

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Common range: $400–$1,200 depending on brand and prescription.
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CL renewal ($110 avg) is automatically added when contacts are selected.

Comparison Settings

Templates use ballpark premiums unless overridden in Custom.

Custom plan inputs override template defaults.

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Insurance premium (enter either monthly or annual)

Changes not calculated yet. Click Calculate Totals to update.

This calculator is provided for informational and illustrative purposes only. Estimates are based on sample pricing, common insurance plan structures, and typical membership benefits, and do not represent a final quote or guaranteed cost. Actual pricing, insurance coverage, copays, discounts, and 20/20 membership features may vary and are subject to change at any time. Please contact our office directly to confirm your specific benefits and receive an accurate, personalized estimate before making any purchase decisions.

Estimates

Totals update when "Calculate Total" is clicked
Insurance

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VSP / EyeMed
  • Click Calculate Totals
Self Pay

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Standard pricing
  • Click Calculate Totals
20/20 Membership

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Member pricing
  • Click Calculate Totals
Total Difference
Click Calculate Totals to see comparisons

Estimates are simplified for comparison. Insurance benefits vary by employer and plan.

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